Life is a bowl of cherries

I've just spoken to Bristol & West to see how I might be able to reduce my mortgage payments by switching to a different product or temporarily shifting to interest-only payments.

Forget the early redemption fees, the interest rates and the monthly payments. The person I spoke to was only called Cherry!

C'mon, don't pretend you're not thinking the exact same thing. Whatever she said, however much it cost, was fine with me...